Outside-in production verification

Prove your critical customer journeys work in live production — before customers or regulators discover they don't. WTSS acts as your bank's friendly customer, so you see what you cannot see yourself.

DORA-ready PSD2 ISO 27001 ISO 27701

20+ years, banks only — 800+ retail, corporate and institutional accounts worldwide.

TrueSight · Journey Monitor
Live
Initiate payment SEPA credit transfer
142 ms
Authenticate & sign Strong customer authentication
208 ms
Clearing & settlement Within threshold
1.2 s
Confirmation delivered Customer notified
184 ms
−68% Detection time
24/7 Eyes on production
Banks only · 20+ years

800+ retail, corporate and institutional accounts worldwide rely on WTSS to verify the payment rails & standards their customers use

…and TrueSight feeds the observability stack you already run

How it works

Every hop of the journey, verified as a customer

Step 1 · Origination Initiate payment
Live
Channel Mobile app · iOS
Instrument SEPA credit transfer
Response 148 ms
Journey started — customer perspective active
Step 2 · PSD2 / SCA Authenticate & sign
Live
Method Passkey + device binding
Regulation PSD2 SCA
Response 212 ms
Identity confirmed — signature accepted
Step 3 · The rails Clearing & settlement
Live
Rail SEPA Instant
Threshold < 10 s
Settled in 1.2 s
Cleared within threshold — no client impact
Step 4 · Proof Confirmation delivered
Live
Notification Push received
Balance Updated · verified
Journey Green — end to end
Verified end-to-end — journey complete
The blindspot

Systems report green. Customers experience red.

Every control mechanism sees part of the picture. None proves that a real customer can complete the journey — that a live payment actually reaches the beneficiary.

Testing — unit to performance Functionality worked before release Will it work for real customers in production?
Synthetic monitoring Scripts and endpoints respond Does the full customer journey work end-to-end?
Observability / APM Apps, infra and API health Can the customer actually complete the journey?
Incident management Teams can respond after detection Was it detected before customers were impacted?
Inside-out monitoring “Systems are green.”

Observes the health of components and systems.

Outside-in verification “Customers can bank successfully.”

Observes the service as a customer actually experiences it.

Can you verify, right now, that real customers can complete your most critical end-to-end banking journeys in production? WTSS is the missing assurance layer.

What our clients say

Heard in the control rooms we serve

WTSS is playing an integral role in how Citi safeguards its clients when releasing new products and features. It's not just internal testing — leveraging WTSS we can validate releases through the client lens, so they experience nothing short of excellence from day one.
James West Managing Director, Services · Citibank
WTSS has enabled us to detect incidents from a true customer perspective much faster. By using WTSS, our mean time to detect has been reduced significantly, by up to 50%. At the same time, teams gain immediate insight into concrete customer impact backed by tangible evidence.
IT Leader, End-to-End Monitoring & Security WTSS client
Thanks to WTSS, being our pilot customer, we are able to launch our new global treasury services with complete confidence. It is great that they have capabilities all over the world. Their rigorous testing and actionable insights are very valuable.
Head of Treasury Products WTSS client
When an incident occurs, we receive an alert from WTSS that clearly shows the correct and incorrect situation. This is an invaluable feature! It allows us to estimate the customer impact instantly and select the right escalation level.
Control Room Manager WTSS client
Real use cases

Where we've done it before

Large Dutch bank

Transformed incident & crisis management with always-on, outside-in detection, predictive analytics and accelerated root-cause analysis — enabling instant customer-impact assessments. Now embedded in the line organization and integrated into the monitoring stack.

Embedded in the line orgIntegrated toolingUsability testing
Large Nordic bank

Continuous verification of multiple file-transfer channels, validating the full end-to-end payment chain in production as their always-on customer — domestic and international, multi-currency, with intensified checks around cut-off times.

Multi-currencyCut-off time coverageAd-hoc validation
Tier 1 U.S. bank

Embedded in Product Acceptance with mandatory involvement in high-risk launches. Led end-to-end journey testing after major re-platforming — safeguarding multi-billion clearing — and acts as first live production customer for the Virtual Accounts program.

Incident-free go-livesFX across 5 currenciesFirst live customer
Global European bank

Around 100 authentication robots run 200+ real customer journeys in production, 24/7, across app, web, API and file transfer. Every alert carries visual evidence of what the customer really experiences; every run produces time-stamped, DORA-ready proof.

200+ journeys · 24/7Visual evidenceDORA reporting
Proven impact

Measurable results across your operations

When you can finally see your customers' reality, everything downstream improves — from incident response to satisfaction.

0+
Years in banking
Banks only — nothing else
0+
Accounts worldwide
Retail, corporate & institutional
0+
Journeys verified 24/7
Real transactions, live production
−50%
Mean time to detect
As reported by our clients
Issues & incidents
Detection time
Repair time
Resolution rate
Customer satisfaction
Free consultation

Prove it works, before they do.

Start with a scoped outside-in verification of one critical customer journey. No changes to your existing stack — evidence from live production within hours.

1 · Discovery call — 30 minutes 2 · Scoped pilot — one journey, end-to-end 3 · Production-grade evidence within hours